Friday , January 15 2021

Named Russian regions with the most affordable rental housing

The classification, which shows how many families can pay to rent an apartment, carrying out daily expenses, was the RIA "Classification" based on data from Rosstat. According to statistics, more than 85% of Russian families have their own housing and live in it, construction volumes continue at a record high and the demand for mortgages shows phenomenal growth.

Since 2006, about six million families have taken bank loans, but many families fail to save their apartment and have to rent apartments. According to the classification, the availability of rent for families with children remains low.

As an indicator of accessibility in the classification are families of two adult workers and two children who can pay daily expenses, additional purchases and rent a two-room apartment. From the remaining family budget after deducting the minimum subsistence allowance for adults and children, 70% are intended for renting homes, 30% – in other expenses. The rental rates and subsistence minimum for 2018 were used for each region. According to the agency, the Republic of Chechnya was not included in the qualification due to lack of relevant data.

According to the results of the study, only in three regions: the Yamalo-Nenets Autonomous District, the Khanty-Mansi Autonomous Area and St. Petersburg, more than half of families can rent a two-room apartment without particular difficulties, keeping daily consumption at a good level. In the regions of Kemerovo, Leningrad, Murmansk, Irkutsk and Chukotka, more than 45% of families can afford to rent homes and keep other expenses to an acceptable level.

The leaders are mainly the northern regions, where relatively high salaries and the amount of homes are large enough.

In addition to the eight mentioned regions, in other 25 regions of the Federation, the accessibility indicator is at a level higher than the national average (35.9%). This indicator is called acceptable by the sorting compilers. In these regions, families with children, if they do not have their own housing, are forced to make serious savings to rent an apartment.

If among the absolute leaders in terms of accessibility, the northern regions, specializing in the extraction of mineral resources, dominate predominantly, in the second group there are regions – leaders in economic development. In particular, the Tyumen Oblast, the Óblast of Kaluga, Moscow, Bashkortostan, Tatarstan, Moscow, Belgorod, Osimbas, and others fell between 35 and 45%. The compilers of the classification explain the acceptable outcome of these regions for a good level of marked salaries and construction volumes, but it is observed that there are few deficiencies in housing in these regions.

In Kabardino-Balkaria, Dagestan, Crimea and Sevastopol, less than 20% of families with children can afford to rent homes and make daily expenses. In the first two regions, for a long time, the low level of wages in the Crimea, the availability of rent is low due largely to the influx of tourists and rent short-term apartments is more popular than renting long-term residents.

The low availability of rent in the national republics is due to traditionally high unemployment and low wages. In these regions, there is a fairly good demographic situation, so that population growth is a significant demand for additional square meters. In addition to the four aforementioned regions, the poor housing situation is observed in Karachay-Cherkessia (20.2%), Tuva (21.1%), Pskov (21.3%) and Ivanovo (21.3%).

According to Yugopolis, previously, the appraisers of the company FinExpertiza called the amount that Russia pays when buying a house. on mortgage loan.

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